Expired50% confidenceFactExact time
Third-party top-up services involve a virtual credit card arbitrage model that uses BIN attacks or stolen prepaid cards to complete subscriptions; such accounts are often mass-banned by platforms after the credit cards are flagged
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
7/10/2026
First Seen
This claim has expired. It is kept for the record and no longer describes the current state.
Valid until: 10/8/2026(expired)
Sources
The Truth About "GPT-5.6": Debunking Fake Rumors and Third-Party Top-Up Scams
bilibili小小阿白6667/9/2026
Related Claims
UnverifiedAccounts opened using stolen card numbers will be identified as fraudulent transactions and batch-closed after the original cardholder initiates a chargeback with their bank, and users may face a permanent ban.78% similarUnverifiedThe compliance status of some virtual credit card platforms is questionable, and if a platform shuts down, topped-up balances cannot be recovered.77% similarUnverifiedVirtual card services themselves exist in a regulatory gray area.72% similarUnverifiedAfter an Anthropic account is banned, it is generally not possible to appeal for restoration through regular customer service channels, and the bound credit card may be flagged.70% similar
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