[KongchangAI]
Unverified60% confidenceFactExact time

The 4% rule originates from the 1998 Trinity Study, which found that withdrawing only 4% annually from a retirement portfolio for living expenses gives a high probability of the funds lasting more than 30 years.

2
Sources
60%
Confidence
Long-term
Relevance
8/5/2026
First Seen

Sources

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