Unverified50% confidenceSolutionExact time
UCP adopts a Shared Payment Token mechanism in which the payment service provider returns an encrypted token rather than the raw card number, ensuring that neither the agent nor the merchant can access the user's raw payment information.
1
Sources
50%
Confidence
Long-term
Relevance
9/7/2026
First Seen
Sources
Related Entities
Related Claims
UnverifiedIn the Shared Payment Token flow, the payment service provider is responsible for verifying the token's validity, amount limits, and expiration date, and transactions that violate the rules are directly rejected.69% similarUnverifiedSellers of pre-made accounts use virtual credit card platforms such as Depay and Nobepay to obtain overseas prepaid cards funded via cryptocurrencies like USDT to complete subscriptions.66% similarUnverifiedPaymentKit independently custodies payment tokens, separating the token custody layer from specific processors and hosting it independently so that payment credentials are not tightly bound to a single processor.66% similarUnverified虚拟信用卡基于支付标记化（Tokenization）体系，将真实主账号PAN替换为无法逆向还原的随机Token64% similarUnverifiedSome top-up merchants use cryptocurrency stablecoins (such as USDT) as an intermediate settlement layer, where users purchase USDT with RMB and the merchant then exchanges the USDT for USD to top up a virtual credit card.63% similar
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