Unverified50% confidenceFactExact time
Cunningham used financial borrowing as an analogy for technical debt: choosing an imperfect short-term solution means you must later repay the principal (refactoring the code) and pay interest (additional maintenance costs).
1
Sources
50%
Confidence
Long-term
Relevance
9/22/2026
First Seen
Sources
Related Entities
Related Claims
UnverifiedThe metaphor of 'technical debt' was proposed by Ward Cunningham, comparing the practice of sacrificing code quality for short-term delivery speed to taking out a loan.78% similarUnverifiedDeliberately "borrowing" technical debt during early-stage product development to rapidly validate the market is a reasonable trade-off; the problem lies in unconscious accumulation or long-term failure to repay the debt.77% similarVerifiedTechnical debt refers to the compromises made in code quality and architectural design in pursuit of short-term delivery speed, which will be repaid in the future at a higher cost of maintenance and refactoring.74% similarUnverified套息交易的核心逻辑是以低息货币借款换购高息货币资产赚取利差收益71% similarUnverified为了短期速度而牺牲代码质量会在未来的维护、扩展和修复中付出更大代价，构成技术债务的权衡69% similar
Cite This Claim
Stable URI
https://kongchang.com/claim/941984API
curl https://kongchang.com/api/v1/knowledge/claims/941984MCP
get_claim(id=941984)