Unverified50% confidenceFactExact time
OpenAI has blocked certain high-risk BIN ranges (bank identification numbers), causing payments made with some virtual cards to be declined
1
Sources
50%
Confidence
Medium-term (~90 days)
Relevance
9/24/2026
First Seen
Valid until: 12/23/2026
Sources
Related Entities
Related Claims
UnverifiedThe compliance status of some virtual credit card platforms is questionable, and if a platform shuts down, topped-up balances cannot be recovered.72% similarUnverifiedDual-currency cards or all-currency cards issued domestically are highly prone to triggering the risk control system of OpenAI's payment processor Stripe when being bound, resulting in payment rejection.71% similarUnverifiedThird-party top-up services involve a virtual credit card arbitrage model that uses BIN attacks or stolen prepaid cards to complete subscriptions; such accounts are often mass-banned by platforms after the credit cards are flagged71% similarUnverifiedVirtual card services themselves exist in a regulatory gray area.69% similar
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