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Apple's iOS 28 update will launch alongside iPhone's 20th anniversary with completely redesigned hardware and software. Learn why the 28 series far exceeds the 27 series.

Apple's iOS 27 will add built-in bill splitting to Apple Wallet. Users can photograph receipts for AI-powered item recognition and split expenses via Apple Cash, directly competing with Venmo and Splitwise.

Apple WWDC 2025 is approaching with iOS 27 and a major Siri upgrade. This article analyzes expected AI integration, privacy architecture breakthroughs, and Siri's LLM evolution.